@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--ink:#112c2b;--dark:#0c2425;--mint:#baf3b0;--green:#386f56;--cream:#f6f6f0;--line:#dce4dd;--muted:#687b73}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:#fff;font-family:'DM Sans',Arial,sans-serif}a{color:inherit;text-decoration:none}.container{width:min(1160px,calc(100% - 48px));margin:auto}.header{background:var(--dark);color:#fff;border-bottom:1px solid #34504d}.nav{height:78px;display:flex;align-items:center;gap:36px}.logo{font:800 20px Manrope,Arial;letter-spacing:-.9px;display:inline-flex;align-items:center;gap:9px;white-space:nowrap}.logo-mark{background:var(--mint);color:var(--dark);width:36px;height:36px;border-radius:8px;display:inline-grid;place-items:center;font-size:22px;letter-spacing:-2px}.logo-mark span{color:#4b9b72}.nav nav{margin-left:auto;display:flex;gap:28px;font-size:13px;color:#c8d9d1}.nav nav a:hover,.footer-grid a:hover{color:var(--mint)}.nav-cta{border:1px solid #58716b;border-radius:6px;padding:12px 16px;font-size:12px;font-weight:700}.hero{background:var(--dark);color:#fff;padding:92px 0 96px}.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:70px;align-items:center}.eyebrow{font-size:11px;letter-spacing:2.1px;font-weight:800;color:#5b9275}.hero .eyebrow{color:var(--mint)}.dot{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--mint);margin-right:8px}.hero h1{font:800 clamp(49px,6vw,78px)/1.09 Manrope,Arial;letter-spacing:-4px;margin:24px 0}.hero h1 em,.section h2 em{font-style:normal;color:var(--mint)}.lead{font-size:18px;line-height:1.8;color:#c3d1ca;max-width:530px}.actions{display:flex;gap:12px;margin:34px 0;flex-wrap:wrap}.btn{border:0;border-radius:6px;padding:16px 20px;font-weight:800;font-size:13px;display:inline-flex;gap:25px;justify-content:space-between;align-items:center;cursor:pointer}.primary{background:var(--mint);color:var(--dark)}.ghost{border:1px solid #49645d;color:#fff}.trust{display:flex;gap:18px;flex-wrap:wrap;color:#a5bdb0;font-size:11px}.hero-panel{background:#183635;border:1px solid #42615b;border-radius:12px;padding:28px;box-shadow:0 25px 65px #061b1b77}.panel-head{display:flex;justify-content:space-between;font-size:10px;font-weight:800;letter-spacing:1.2px;color:#b3d0bd}.status{color:var(--mint);letter-spacing:0}.metric{border-bottom:1px solid #3a5450;padding:22px 0}.metric small{color:var(--mint);font-size:10px;font-weight:800;letter-spacing:1.5px}.metric strong{display:block;font:700 24px Manrope;margin:7px 0}.metric p{font-size:13px;color:#b4c8be;margin:0}.panel-foot{font-size:10px;font-weight:800;letter-spacing:1.2px;color:var(--mint);display:flex;justify-content:space-between;padding-top:22px}.section{padding:90px 0}.section-top{display:flex;justify-content:space-between;align-items:end;gap:50px;margin-bottom:35px}.section h2,.banner h2{font:800 clamp(34px,4vw,50px)/1.17 Manrope;letter-spacing:-2px;margin:12px 0 0}.section-top>p{max-width:370px;line-height:1.8;color:var(--muted);font-size:15px}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.category{border:1px solid var(--line);padding:30px;border-radius:9px;min-height:280px;transition:.2s}.category:hover{border-color:#5b9275;transform:translateY(-3px)}.cat-icon{font-size:27px;color:#4d8e6b;margin-bottom:30px}.cat-num,.guide-tag{font-size:10px;font-weight:800;letter-spacing:1.6px;color:#659477}.category h3{font:800 23px Manrope;margin:11px 0}.category p,.guide p{color:var(--muted);font-size:14px;line-height:1.75}.more{font-size:12px;font-weight:800;color:#367650;display:block;margin-top:24px}.calc-section{background:var(--cream)}.calc-section h2 em{color:#4c956d}.calc-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:20px}.calc-inputs{background:white;padding:34px;border:1px solid var(--line);border-radius:10px}.calc-inputs label{display:block;font-size:13px;font-weight:700;margin-bottom:19px}.calc-inputs label span{float:right;color:var(--muted);font-size:11px}.calc-inputs input{display:block;width:100%;border:1px solid #cddbd1;border-radius:6px;padding:13px 14px;margin-top:9px;font:600 16px DM Sans;color:var(--ink);background:#fff}.calc-inputs input:focus{outline:2px solid #75b38b}.fine{font-size:11px;line-height:1.7;color:var(--muted);margin:14px 0 0}.calc-results{background:var(--dark);color:#fff;border-radius:10px;padding:38px;display:flex;flex-direction:column}.result-kicker{font-size:11px;color:var(--mint);font-weight:800;letter-spacing:1.5px}.calc-results>strong{font:800 clamp(45px,5vw,66px) Manrope;letter-spacing:-2px;margin:14px 0}.calc-results>p{font-size:13px;line-height:1.7;color:#b5c9be}.result-divider{height:1px;background:#3e5b54;margin:22px 0}.result-row{display:flex;justify-content:space-between;gap:12px;margin:10px 0;font-size:13px;color:#c1d1c8}.result-row strong{color:white;font-size:17px}.result-note{margin-top:auto!important}.light{background:var(--mint);margin-top:18px;justify-content:center}.guide-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.guide{padding:32px;border:1px solid var(--line);border-radius:9px;min-height:285px;display:flex;flex-direction:column}.guide.featured{background:#e9f5e7}.guide h3{font:800 23px/1.3 Manrope;margin:24px 0 8px}.guide>span:last-child{font-size:12px;font-weight:800;margin-top:auto;color:#397956}.placeholder{background:#fafbf8}.banner{background:#d9efd9;padding:70px 0}.banner-inner{display:flex;align-items:center;justify-content:space-between;gap:20px}.banner h2{font-size:40px}.banner .primary{background:var(--dark);color:#fff}footer{background:var(--dark);color:white;padding:60px 0 24px}.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px}.footer-grid p{font-size:13px;color:#afc1b8;max-width:270px;line-height:1.7}.footer-grid>div:not(:first-child){display:flex;flex-direction:column;gap:14px;font-size:13px;color:#b4c9bf}.footer-grid strong{font-size:11px;letter-spacing:1.3px;color:white;margin-bottom:6px}.footer-bottom{border-top:1px solid #36524b;padding-top:24px;margin-top:60px;color:#a3b9ad;font-size:11px;display:flex;justify-content:space-between;gap:12px}.inner-page{background:#f6f7f3;min-height:65vh;padding:80px 0}.article{max-width:800px;margin:auto;background:white;border:1px solid var(--line);border-radius:10px;padding:45px}.article h1{font:800 clamp(34px,5vw,55px)/1.15 Manrope;letter-spacing:-2px}.article h2{font:800 24px Manrope;margin-top:34px}.article p,.article li{line-height:1.85;color:#4b6058}.article a{text-decoration:underline;color:#267650}.notice{background:#eef7ed;border-left:4px solid #6bb583;padding:16px 20px;font-size:13px}.article ul{padding-left:22px}@media(max-width:850px){.nav nav{display:none}.nav-cta{margin-left:auto}.hero-grid,.calc-grid{grid-template-columns:1fr}.hero{padding:65px 0}.hero h1{letter-spacing:-2.5px}.cards,.guide-grid{grid-template-columns:1fr}.section-top{display:block}.section-top>p{max-width:100%}.section{padding:65px 0}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:first-child{grid-column:1/-1}.banner-inner{align-items:start;flex-direction:column}}@media(max-width:480px){.container{width:min(100% - 30px,1160px)}.nav{height:66px}.logo{font-size:17px}.nav-cta{font-size:11px;padding:10px}.hero-panel,.calc-results,.calc-inputs,.article{padding:24px}.hero h1{font-size:49px}.trust{display:grid;gap:8px}.footer-bottom{display:block}.banner h2{font-size:33px}}